About Dave

With over 12 years of lending experience and deep roots in both Minnesota and Wisconsin, I’m passionate about guiding clients through one of life’s biggest milestones—buying a home. I bring clarity, care, and customized solutions to every step of the mortgage process, whether you're a first-time buyer or refinancing your forever home.

Based in Woodbury, I proudly serve communities across both states with honesty, heart, and a commitment to making homeownership more accessible. Outside of work, you’ll find me exploring the woods on a good hike, relaxing by the lake with my wife Grace, or cheering on game day—yes, I’ve got love for both sides of the border.

Let’s make your homeownership journey smooth, stress-free, and tailored to you. 

#mortgagefox #first-time homebuyers 

#trust #honesty #gratitude Even More at thedavefox.com

Learn More
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VA Loan Rate Lock: Yes or No?

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Should you lock your VA loan rate now or wait? Learn when a rate lock is a good idea and how to make a confident decision.

Twenty Five Years Later We Remember 9/11

Twenty Five Years Later We Remember 9/11

Sep 11, 2026

Twenty-five years later we pause to remember those we lost, honor first responders, and reflect on the unity that followed.

In a Recession Do Mortgage Rates Rise or Fall?

In a Recession Do Mortgage Rates Rise or Fall?

Sep 09, 2026

Learn how a recession impacts mortgage rates and make informed decisions for your home financing during economic downturns.

Contact Dave
Have questions or need assistance? Our team is here to help. Fill out the form and we'll get back to you as soon as possible.
8100 Penn Ave S Suite 150H
Bloomington, MN 55431

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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.

Young Couple Applying for a Mortgage