About Tho Kim

Tho is a mortgage loan originator who prides herself in being detail oriented and putting a transaction together from all aspects!  Having licensed experience in Real Estate Sales, as well as Mortgage Originating; Tho is a wealth of information when home buying, and assists her clients through both sides of the transaction, to make a seemless transaction when buying a new home! 

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How Do You Pay Back a Reverse Mortgage?

How Do You Pay Back a Reverse Mortgage?

Oct 09, 2026

Learn when a reverse mortgage must be repaid, your payoff options, and key steps homeowners and heirs should know.

Your Home Equity: 10 Ways to Cash Without Moving Out

Your Home Equity: 10 Ways to Cash Without Moving Out

Oct 07, 2026

Explore 10 practical ways to use home equity wisely, plus key risks and tips to decide what may fit your goals.

Is It Possible to Buy a Second Home without a Down Payment?

Is It Possible to Buy a Second Home without a Down Payment?

Oct 05, 2026

Learn 5 ways that you can buy a second home without a down payment, plus risks, options, and smart planning tips to consider

Contact Tho Kim
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8100 Penn Ave S Suite 150H
Bloomington, MN 55431

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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.

Young Couple Applying for a Mortgage