About Tho Kim

Tho is a mortgage loan originator who prides herself in being detail oriented and putting a transaction together from all aspects!  Having licensed experience in Real Estate Sales, as well as Mortgage Originating; Tho is a wealth of information when home buying, and assists her clients through both sides of the transaction, to make a seemless transaction when buying a new home! 

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What Credit Score Do You Need to Buy a House?

What Credit Score Do You Need to Buy a House?

Aug 14, 2026

Learn what credit score you may need to buy a house and what steps can help you qualify for a mortgage with confidence.

8 Strategies to Buy a Home in a Tight Market

8 Strategies to Buy a Home in a Tight Market

Aug 12, 2026

Discover 8 practical strategies that can help make buying a home in a challenging market more achievable.

What Happens After Mortgage Forbearance?

What Happens After Mortgage Forbearance?

Aug 10, 2026

Learn what happens after mortgage forbearance ends, including repayment plans, payment deferral, and steps to protect your home.

Contact Tho Kim
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8100 Penn Ave S Suite 150H
Bloomington, MN 55431

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Start Your Loan Application Today

Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.

Young Couple Applying for a Mortgage