Virginia Christine Humphreys

As a State Licensed Loan Originator, I work inside the “broker direct” segment of the mortgage industry, shopping multiple top wholesale lenders to offer a variety of financing options to my clients wanting to purchase homes, investment and commercial properties or refinance their current property.

I have access to FHA, Conventional Loans, VA loans, Reverse Mortgages and many other programs.  My clients come to the closing table having been guided and supported through every step of the process to obtain the best scenario for them in terms of rate, out of pocket cost and having their questions and concerns addressed without delay.

More good news for my clients is: I’m raising the bar for excellence bringing "Continuous Improvement" methods and streamlined processes to the world of mortgages via my extensive experience as Business Development Manager, Trainer and Coach with Quality In Action, Inc.; which currently trains companies in the US and Internationally in the distinctions of Lean Transformational Thinking, Lean Processes, Continuous Improvement, Leadership and Team Dynamics.

I’ve gained 30 years of experience in marketing, sales, office management and business administration, including extensive expertise in team dynamics, team leadership and the Ontology of individuals, teams and offices.

My industry expertise in the evolution of the modern business office comes from establishing, managing and working in business offices in Minnesota State Government, in the private financial sector as a Branch Owner and Manager of a mortgage company; in the areas of international marketing/contracts/engineering as an Executive Administrator, Human Resources Coordinator and Event Planner at Sperry Corporation; as well as Business & Finance Manager at a multi-million dollar construction company working with state and county contracts.