Chad Krueger
Mortgage Loan Originator
NMLS #400930
With over 25 years of experience as a licensed Mortgage Consultant across multiple states, including MN, WI, and FL, I have dedicated my career to helping clients achieve their homeownership dreams. Alongside my beautiful wife of over 25 years and our two wonderful children, aged 23 and 22, I understand the importance of finding the perfect home. When I'm not crafting personalized mortgage solutions, I enjoy hitting the golf course and spending quality time with my loyal white Labrador companion, Luna. My passion lies in simplifying the mortgage process, offering expert insights into local real estate markets, and providing exceptional customer service. Let's work together to unlock the doors to your dream home.
Learn More about VA Adjustable-Rate Mortgages (ARMs)
Apr 16, 2026
VA adjustable-rate mortgages start with lower rates than fixed-rate loans — no down payment or PMI required. See how VA ARMs work and if one is right for you.
The Truth in Lending Act - Key Protections Every Borrower Should Know
Apr 14, 2026
Learn what the Truth in Lending Act (TILA) requires lenders to disclose, which loans it covers, your rights, and what happens when lenders violate its rules.
How Much House Can You Afford on a $70K Salary?
Apr 09, 2026
Learn how much you can afford on a $70,000 salary. Understand lender guidelines, monthly payment estimates, and factors that influence home affordability.
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.
