About Dave

With over 12 years of lending experience and deep roots in both Minnesota and Wisconsin, I’m passionate about guiding clients through one of life’s biggest milestones—buying a home. I bring clarity, care, and customized solutions to every step of the mortgage process, whether you're a first-time buyer or refinancing your forever home.

Based in Woodbury, I proudly serve communities across both states with honesty, heart, and a commitment to making homeownership more accessible. Outside of work, you’ll find me exploring the woods on a good hike, relaxing by the lake with my wife Grace, or cheering on game day—yes, I’ve got love for both sides of the border.

Let’s make your homeownership journey smooth, stress-free, and tailored to you. 

#mortgagefox #first-time homebuyers 

#trust #honesty #gratitude Even More at thedavefox.com

Learn More
Refinancing a Home with a Second Mortgage

Refinancing a Home with a Second Mortgage

Sep 04, 2026

Discover how refinancing a second mortgage can improve your finances and learn how to navigate this process effectively.

From Renter to Homeowner: Mastering the Lease Transition

From Renter to Homeowner: Mastering the Lease Transition

Sep 02, 2026

Learn how to time your home purchase, manage overlap costs, and plan for a smoother transition from renter to homeowner.

Is it Worth Refinancing For a .25% Lower Rate?

Is it Worth Refinancing For a .25% Lower Rate?

Aug 31, 2026

Discover if refinancing for a 0.25% lower rate is a smart financial move. Explore the pros and cons to make an informed decision.

Contact Dave
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8100 Penn Ave S Suite 150H
Bloomington, MN 55431

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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.

Young Couple Applying for a Mortgage