About Dave

With over 12 years of lending experience and deep roots in both Minnesota and Wisconsin, I’m passionate about guiding clients through one of life’s biggest milestones—buying a home. I bring clarity, care, and customized solutions to every step of the mortgage process, whether you're a first-time buyer or refinancing your forever home.

Based in Woodbury, I proudly serve communities across both states with honesty, heart, and a commitment to making homeownership more accessible. Outside of work, you’ll find me exploring the woods on a good hike, relaxing by the lake with my wife Grace, or cheering on game day—yes, I’ve got love for both sides of the border.

Let’s make your homeownership journey smooth, stress-free, and tailored to you. 

#mortgagefox #first-time homebuyers 

#trust #honesty #gratitude Even More at thedavefox.com

Learn More
How Adjustable-Rate Loans Work and When They Make Sense

How Adjustable-Rate Loans Work and When They Make Sense

May 19, 2026

Learn how adjustable-rate mortgages work, including fixed periods, rate caps, and adjustment schedules. Find out if an ARM could save you money.

FHA Property Requirements: What a Home Must Have to Qualify for FHA Financing

FHA Property Requirements: What a Home Must Have to Qualify for FHA Financing

May 14, 2026

FHA loans require homes to meet minimum standards for safety, security, and structural soundness. Learn what can cause a home to fail to get FHA approval.

8 Smart Questions to Ask Before Refinancing Your Mortgage

8 Smart Questions to Ask Before Refinancing Your Mortgage

May 12, 2026

Thinking about refinancing? Learn the most important questions to ask lenders about rates, costs, PMI, and loan terms before you refinance your mortgage.

Contact Dave
Have questions or need assistance? Our team is here to help. Fill out the form and we'll get back to you as soon as possible.
8100 Penn Ave S Suite 150H
Bloomington, MN 55431

Uh Oh!

Something went wrong. Please refresh the page and try again or call us at 952-884-3011


Start Your Loan Application Today

Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.

Young Couple Applying for a Mortgage