Dave Fox
Sr. Mortgage Loan Originator
NMLS #1032549
With over 12 years of lending experience and deep roots in both Minnesota and Wisconsin, I’m passionate about guiding clients through one of life’s biggest milestones—buying a home. I bring clarity, care, and customized solutions to every step of the mortgage process, whether you're a first-time buyer or refinancing your forever home.
Based in Woodbury, I proudly serve communities across both states with honesty, heart, and a commitment to making homeownership more accessible. Outside of work, you’ll find me exploring the woods on a good hike, relaxing by the lake with my wife Grace, or cheering on game day—yes, I’ve got love for both sides of the border.
Let’s make your homeownership journey smooth, stress-free, and tailored to you.
#mortgagefox #first-time homebuyers
#trust #honesty #gratitude Even More at thedavefox.com
The Secondary Mortgage Market: How It Works and Why It Matters for Homebuyers
Apr 23, 2026
Learn how the secondary mortgage market works, why lenders sell loans, and how Fannie, Freddie, and mortgage-backed securities keep home financing accessible.
What Rights Do You Have as a Homeowner? A Guide to Property Law Basics
Apr 21, 2026
Owning a home gives you a bundle of legal rights — but zoning laws, HOA rules, liens, and easements can limit them. Here's what every homeowner should know.
Learn More about VA Adjustable-Rate Mortgages (ARMs)
Apr 16, 2026
VA adjustable-rate mortgages start with lower rates than fixed-rate loans — no down payment or PMI required. See how VA ARMs work and if one is right for you.
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.
