Dave Fox
Sr. Mortgage Loan Originator
NMLS #1032549
With over 12 years of lending experience and deep roots in both Minnesota and Wisconsin, I’m passionate about guiding clients through one of life’s biggest milestones—buying a home. I bring clarity, care, and customized solutions to every step of the mortgage process, whether you're a first-time buyer or refinancing your forever home.
Based in Woodbury, I proudly serve communities across both states with honesty, heart, and a commitment to making homeownership more accessible. Outside of work, you’ll find me exploring the woods on a good hike, relaxing by the lake with my wife Grace, or cheering on game day—yes, I’ve got love for both sides of the border.
Let’s make your homeownership journey smooth, stress-free, and tailored to you.
#mortgagefox #first-time homebuyers
#trust #honesty #gratitude Even More at thedavefox.com
How Adjustable-Rate Mortgages Work: A Complete Guide
Jun 10, 2026
Understand how adjustable-rate mortgages (ARMs) work, including fixed periods, rate adjustments, indexes, and smart strategies to manage changing payments.
How to Use a VA Loan Calculator to Estimate Your Mortgage
Jun 08, 2026
Learn how to use a VA loan calculator to estimate payments, plan your budget, and buy a home with confidence using your VA benefits.
First-Time Homebuyer Qualifications: What You Need to Know
Jun 05, 2026
Discover how to qualify as a first-time homebuyer, including credit score, DTI, income limits, and how to access grants and assistance programs.
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.
