About Luis

Hello, I'm a local loan officer licensed in the state of Minnesota. If you're looking to get a loan to purchase a home or refinance your current loan, I would love to help you start the loan process to see what loan solutions I can help you qualify for. Contact me if you have any questions or would like to schedule a time to talk. Si prefiere que le ayude en español, por favor contácteme directamente.

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Refinancing a Home with a Second Mortgage

Refinancing a Home with a Second Mortgage

Sep 04, 2026

Discover how refinancing a second mortgage can improve your finances and learn how to navigate this process effectively.

From Renter to Homeowner: Mastering the Lease Transition

From Renter to Homeowner: Mastering the Lease Transition

Sep 02, 2026

Learn how to time your home purchase, manage overlap costs, and plan for a smoother transition from renter to homeowner.

Is it Worth Refinancing For a .25% Lower Rate?

Is it Worth Refinancing For a .25% Lower Rate?

Aug 31, 2026

Discover if refinancing for a 0.25% lower rate is a smart financial move. Explore the pros and cons to make an informed decision.

Contact Luis
Have questions or need assistance? Our team is here to help. Fill out the form and we'll get back to you as soon as possible.
8100 Penn Ave S Suite 150H
Bloomington, MN 55431

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Start Your Loan Application Today

Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.

Young Couple Applying for a Mortgage