About Melinda Marie

Whether you’re looking to purchase, refinance or build your dream home, you need a mortgage professional who you can trust, one who will explain in detail to what you can expect from the start of the application process to the end at the closing table. I take the time to listen and answer all of your questions. My goal is to provide you with the highest level of customer service. I have been in the mortgage industry since 1998 and as a mortgage broker I have access to many lenders & banks which allows me to find the best mortgage loan option and best interest rate for you and your family. I specialize in doing FHA, VA, Rural Development, construction loans and Conventional home loans. I also provide Jumbo loans for purchases from $453,100 and higher. If you have been turned down by a bank in the past, don’t let that stop you from applying. I have lenders that work with lower credit scores, higher debt to income ratios, and I will take the time to help and explain to you what is needed to get pre-approved for a home mortgage. I am available evenings and weekends to accommodate your schedule. Please feel free to call or text at (612) 747-8792 , email me at melinda@minntrust.com or visit my website and apply on line at www.minntrust.com/melinda

Learn More
Learn More about VA Adjustable-Rate Mortgages (ARMs)

Learn More about VA Adjustable-Rate Mortgages (ARMs)

Apr 16, 2026

VA adjustable-rate mortgages start with lower rates than fixed-rate loans — no down payment or PMI required. See how VA ARMs work and if one is right for you.

The Truth in Lending Act - Key Protections Every Borrower Should Know

The Truth in Lending Act - Key Protections Every Borrower Should Know

Apr 14, 2026

Learn what the Truth in Lending Act (TILA) requires lenders to disclose, which loans it covers, your rights, and what happens when lenders violate its rules.

How Much House Can You Afford on a $70K Salary?

How Much House Can You Afford on a $70K Salary?

Apr 09, 2026

Learn how much you can afford on a $70,000 salary. Understand lender guidelines, monthly payment estimates, and factors that influence home affordability.

Contact Melinda Marie
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8100 Penn Ave S Suite 150H
Bloomington, MN 55431

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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.

Young Couple Applying for a Mortgage