About Melinda Marie

Whether you’re looking to purchase, refinance or build your dream home, you need a mortgage professional who you can trust, one who will explain in detail to what you can expect from the start of the application process to the end at the closing table. I take the time to listen and answer all of your questions. My goal is to provide you with the highest level of customer service. I have been in the mortgage industry since 1998 and as a mortgage broker I have access to many lenders & banks which allows me to find the best mortgage loan option and best interest rate for you and your family. I specialize in doing FHA, VA, Rural Development, construction loans and Conventional home loans. I also provide Jumbo loans for purchases from $453,100 and higher. If you have been turned down by a bank in the past, don’t let that stop you from applying. I have lenders that work with lower credit scores, higher debt to income ratios, and I will take the time to help and explain to you what is needed to get pre-approved for a home mortgage. I am available evenings and weekends to accommodate your schedule. Please feel free to call or text at (612) 747-8792 , email me at melinda@minntrust.com or visit my website and apply on line at www.minntrust.com/melinda

Learn More
Do You Really Need 20% Down to Buy a Home?

Do You Really Need 20% Down to Buy a Home?

May 07, 2026

Explore today’s mortgage down payment options, including low down payment programs that can help qualified buyers purchase a home.

VA Loan Offers: What Home Sellers Really Need to Know

VA Loan Offers: What Home Sellers Really Need to Know

May 05, 2026

Worried about accepting a VA loan offer? VA appraisals, closing timelines, and zero down payment are often misunderstood. Get the facts.

How Do Mortgage Discount Points Work?

How Do Mortgage Discount Points Work?

Apr 30, 2026

Mortgage points let you pay upfront to reduce your interest rate. Learn how discount points work and whether paying them at closing is right for you.

Contact Melinda Marie
Have questions or need assistance? Our team is here to help. Fill out the form and we'll get back to you as soon as possible.
8100 Penn Ave S Suite 150H
Bloomington, MN 55431

Uh Oh!

Something went wrong. Please refresh the page and try again or call us at 952-884-3011


Start Your Loan Application Today

Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.

Young Couple Applying for a Mortgage