Sheila Heston

Sheila Heston

Mortgage Loan Originator

NMLS #1917749

Licensed In: FL, MN, WI
 
About Sheila

I started in the mortgage industry in 1998. I understand everyone has a different financial portfolio and credit score!  My goal is to help you understand yours and give you all the options, that best compliments yours.

If your credit is less than perfect, I will work with you and let you know what programs may still be suitable; and explain what steps may be helpful to improve that situation. Sometimes it takes time, but I am happy to assist with guidance.

Mortgages can seem very overwhelming and challenging. I will walk you through the process and stand by your side!

I welcome the opportunity to assist you in your purchase, refinance, second home, investment property or a second mortgage and would love to hear from you!

 

Learn More
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How to Choose the Right Retirement Location in 2026

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See some of the key factors to consider when choosing a retirement location, including housing costs, healthcare access, taxes, and lifestyle needs.

How to Protect Yourself from Common Mortgage Scams

How to Protect Yourself from Common Mortgage Scams

Mar 24, 2026

Learn what to watch for and how to protect yourself from falling for some of the mortgage common mortgage scams

What should I do if I owe more than my home is worth?

What should I do if I owe more than my home is worth?

Mar 19, 2026

Reach Out to Learn More - An underwater mortgage is manageable with knowledge, planning, and action

Contact Sheila
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8100 Penn Ave S Suite 150H
Bloomington, MN 55431

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Start Your Loan Application Today

Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.

Young Couple Applying for a Mortgage